Special Programs 2006

Learn how a brand new program just implemented in 2006 by the City of Sacramento can make you returns of over 30%, by streamlining the process and lowering the costs of building new homes.

I work with several investors and understand what it takes to make a profit when investing in Real Estate. This new program offered by the city allows you to buy a vacant parcel of land within the city limits and have plans for the home approved within hours, instead of months. You do not have to have large cash reserves on hand to participate, and there are many construction loans available for those with good credit.

Parents and college students, don't pay rent when you can take advantage of this program and earn equity and invest in real estate.

• This program will allow college students and their parents to buy property together saving the costs of renting an apartment or dorm costs.
• The parents simply find a small house or condo near campus and the parents co-sign the loan for their child.
• This is an FHA loan, where the income and credit scores are combined, so the student does not have to have a great FICO score or any income.
• Allows the parents and student to earn equity and better their credit instead of wasting money on rent.
• Gives the parents a tax credit because they can deduct the mortgage interest.
• Having a child co-sign the loan and live in the home means parents do not have to purchase the property as an investment.
• Investment properties typically come with higher interest rates and down payments.

With all the no interest and variable interest loans that were offered in the past five years and equity growth slowing there will be many people who will not be able to afford their payments. Sad as this may be, many analyists agree that there will soon be a boom in the foreclosure market. .

Ask me how we can work together to buy foreclosures before the banks sell them!

BUYERS 90 Days No Payment, No Closing Costs, and No Down Payment

New loan, buyer pays no payment for 90 days, no closing costs and no down payment.

Ask Me How.

I specialize in working with 1st time homebuyers. I also will help you repair your credit for free.

There are many options available for 1st time homebuyers. There are no interest loans, and lower interest loans for 1st time homebuyers.

There are many assitance plans as well, where the city helps the buyer with their payment by taking on a portion of the loan in which the buyer does not have to make a payment on for the 1st five years. For example in Citrus Heights if you are purchasing a $275,000 home, the city will take on $50,000 of your loan leaving you with the payment on a $225,000 home. You will not have to make a payment on the $50,000 until 5 years after the purchase. This can save a buyer as much as $500 in their monthly payment.